Young, Beginning and Small Farmers

Young, beginning and small farmers make important contributions to North Carolina agriculture, and Cape Fear Farm Credit is committed to being a reliable, consistent, conservative lender for their unique needs. 

Do any of the following apply to you? 

  • 35 years of age or less
  • Farming for 10 years or less in your own operation
  • Less than $250,000 in annual gross farm sales

If so, we have great news! Cape Fear Farm Credit understands the unique challenges you face and has special financial options designed with your needs in mind. The objective of the young, beginning and small farmers program is to make a concentrated and cooperative effort to finance young, beginning and small farmers and to encourage the entry and continuation of young, beginning and small farmers in agriculture. 

Loans for: 

  • Startup capital
  • Equipment
  • Land acquisition
  • Operating expenses
  • Livestock
  • Transferring the family farm

Grow Your Farm Program

Cape Fear Farm Credit offers a “Grow your Farm” Program to support agricultural educational opportunities. Every year, young, beginning, and small farmers can apply for funds to attend educational programs that improve their farming knowledge and business skills.

Woman watering crops.

Farm, Family & Finances

Should you exclude or include family in the farm business? Learn how to not burn brides in part two of our series, including what questions to explore before you make your decision.

Middle aged farmer standing in a crop field with a tablet.

Educational Opportunities

We are your partner for success as we offer programs that include a mentor, writing a business plan, finance and budget seminars and more.

Get Started

We're here to help you make your dreams a reality. See how we can help you as a young, beginning or small farmer.