Disclosures

We are an equal opportunity employer.

AgCarolina Farm Credit is an equal employment opportunity and affirmative action employer, and we do not discriminate in our employment practices due to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran or disability status.

Pay Transparency Statement

We will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Bank’s legal duty to furnish information

Disclosures

Equal Housing Lender/Equal Opportunity Lender

We are an Equal Housing Lender/Equal Opportunity Lender. As an Equal Housing Lender/Equal Opportunity Lender, we do not discriminate on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18).

Fair Housing Act

UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, DC 20410

AND TO

Farm Credit Administration
Office of Congressional and Public Affairs
1501 Farm Credit Drive
McLean, Virginia 22102-5090

Equal Credit Opportunity

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE AGAINST AN APPLICANT IN A CREDIT TRANSACTION:

On the basis of race, color, national origin, religion, sex, marital status, or age; because income is from public assistance; or because a right has been exercised under the Consumer Credit Protection Act.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Farm Credit Administration
Office of Congressional and Public Affairs
1501 Farm Credit Drive
McLean, Virginia 22102-5090

703-883-4056

Home Mortgage Disclosure Act

UNDER THE HOME MORTGAGE DISCLOSURE ACT, IT IS THE DUTY OF DEPOSITORY INSTITUTIONS LIKE AGCAROLINA TO REPORT:

The number and total dollar amount of mortgage loans which were (A) originated (or for which the institution received completed applications), or (B) purchased by that institution during each fiscal year.

Code of Ethics

AgCarolina Farm Credit's Code of Ethics establishes high ethical standards for personal and professional conduct for directors, officers, employees and agents, including requiring all directors, officers, employees and agents to avoid and disclose any conflict of interest. A full copy of the Code of Ethics is available upon request at no cost. To request a copy, email marketing@agarolina.com. 

Please report any possible violation of our Code of Ethics or fraud policy by filing a report with our anonymous program administrator: 

NAVEX Global EthicsPoint (Whistleblower Hotline)
1-833-220-9053
agcarolina.ethicspoint.com

Any individual contacting our whistleblower hotline can remain anonymous when reporting possible Code of Ethics violations.