Young, Beginning, and Small Farmer Loans

Young, beginning and small farmers make important contributions to North Carolina agriculture, and Cape Fear Farm Credit is committed to being a reliable, consistent and conservative lender for their unique needs.

Do any of the following apply to you?

  • 35 years of age or less
  • Farming for 10 years or less in your own operation
  • Less than $250,000 in annual gross farm sales

If so, we have great news! Cape Fear Farm Credit understands the unique challenges you face and has special financial options designed with your needs in mind. The objective of the young, beginning and small farmers program is to make a concentrated and cooperative effort to finance young, beginning and small farmers and to encourage the entry and continuation of young, beginning and small farmers in agriculture.

Loans for:

  • Startup capital
  • Equipment
  • Land acquisition
  • Operating expenses
  • Livestock
  • Transferring the family farm

Submit a Contact Us form at the bottom of this page to connect with a local lender. 

"Grow Your Farm" - an Ag education program is an additional resource for young, beginning or small farmers. The “Grow your Farm” Program is designed to support agricultural educational opportunities. Annually, new and existing young, beginning, or small farmers/agri-business owners can apply for funds to assist them in covering the cost to attend educational programs to advance their agricultural knowledge and business skills. 

Apply for Funds - a YBS Resource

Educational Opportunities: Not only do we assist young, beginning and small farmers with their financing needs, but we are your partner for success as we offer programs that include a mentor, writing a business plan, finance and budget seminars and more. Learn more about AgBiz Courses.

  • I appreciate Cape Fear Farm Credit's commitment to the young generation of farmers as we learn about financial planning and business efficiencies.

    Andrew Burgess, 2018 AgBiz Graduate and Emerging Entrepreneur Conference Attendee
  • Let's Get Started

    Contact us.