Young, Beginning, and Small Farmer Loans

Young, beginning and small (YBS) farmers, including veterans and minorities that are young, beginning or small, make important contributions to North Carolina agriculture. Cape Fear Farm Credit is committed to being a reliable, consistent and conservative lender for their unique needs as we understand the challenges YBS farmers face so we have developed special programs and financial options designed with your needs in mind. 

LOAN PROGRAMS

Loan Types

Reduced Loan Fee

Cape Fear Farm Credit offers a reduced loan fee for qualifying YBS customers to reinforce our mission to encourage entry into farming.

Cape Fear Farm Credit AgStart Program:

Our commitment to the next generation of agriculture is executed through our AgStart lending program that helps beginning farmers buy, improve, or enlarge farming operations.

  • Are you a Young, Beginning or Small Farmer?

    Cape Fear Farm Credit understands the unique challenges you face and has special programs and financial options designed with your needs in mind. The objective of the young, beginning and small farmers program, including serving the needs of veterans and minorities that are young, beginning or small, is to make a concentrated and cooperative effort to finance entry and continuation of farmers in agriculture.

    Young

    35 years of age or less

    Beginning

    Farming for 10 years or less in your own operation

    Small

    Less than $250,000 in annual gross farm sales

  • YBS Educational Resources

    Young, beginning or small farmer? Learn more about conferences and education, view loan programs and get access to helpful resources.

    Learn More
  • I appreciate Cape Fear Farm Credit's commitment to the young generation of farmers as we learn about financial planning and business efficiencies.

    Andrew Burgess, AgBiz Graduate and Emerging Entrepreneur Conference Attendee
  • Let's Get Started

    Contact us.